At Christmas Spano & Owen, P.A., our Riverview personal bankruptcy attorneys have been fighting for our clients' interests for more than 17 years. We handle bankruptcy, defense against and foreclosure for our Florida clients.
We represent clients in Chapter 7 and Chapter 13 bankruptcy. One of the benefits of working with Christmas Spano & Owen, P.A., is that we never simply send clients through the "bankruptcy mill." We take time with each client to get a thorough understanding of the issues involved, and we provide valuable counsel about the pros and cons of various debt-relief choices. In many cases, the best approach is bankruptcy, but when it is not, we help our clients find the best solutions possible.
We use our experience and client-centered approach to help our clients understand:
- The benefits of bankruptcy
- How bankruptcy affects your credit
- Bankruptcy exemptions/what you can keep
- Problems and solutions involving cross collateralization
We provide both residential foreclosure defense and commercial foreclosure defense representation for individuals and businesses throughout the South Shore area of Florida. We help clients find the answers they need regarding foreclosure defense:
- How can I qualify for a loan modification or a short sale?
- Can my homeowners' association (HOA) or second mortgage lender foreclose on my home?
- Are there any viable alternatives to foreclosure?
Our Value Proposition
Bankruptcy and foreclosure are not the same as they used to be. In our current economic situation, we are seeing people from all walks of life — some of the hardest-working people you'll find — facing serious financial problems. We are here to help you, not to judge you.
Contact Brandon Loan Modification Attorneys
We offer free initial consultations for bankruptcy, as well as for people who have been served foreclosure notices. Call 813-902-3897 or 888-432-7421 toll free, or contact us online to schedule a consultation.
Bankruptcy and Foreclosure Defense Lawyers Offering Payment Plans
Credit cards accepted · Weekend and evening appointments available · Conveniently located near I-75 and the Crosstown Expressway
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.